They fire you and then charge you more per month than your car payment for the health insurance they were paying for yesterday.
COBRA. The Consolidated Omnibus Budget Reconciliation Act. A law that says: when your employer stops covering your health insurance, you get to keep it — if you can afford to pay the full cost yourself, plus a 2% administrative fee.
The institution that caused the stress now wants a monthly payment for the coverage that might address the stress they caused.
That’s not a safety net. That’s a subscription to the consequence of your own firing, billed monthly.